Areas of Legal Practice: Joseph J. Pappacoda
Are you living from paycheck to paycheck, struggling to make your minimum credit card payments? Are you constantly wondering how you are going to pay the debt that you have accumulated with your current salary and income? Is your debt on a sliding scale going upwards with no end in sight? Has your income been reduced, or your business been adversely affected by the United States Recession Of 2009? Were you recently fired, laid off, or disabled on the job, affecting your ability to earn a living?
If you are in financial straits for whatever reason, and find yourself in the untenable position where you simply cannot meet your present financial needs for the monthly payment of debt, a bankruptcy may be a solution for you that will improve your overall quality of life, and give you a fresh start on your life. Bankruptcy is not for everybody, and an individual consultation would be necessary in order to determine whether it is right for you; this is determined after an analysis is made of your assets, income level, debt, and other factors relevant to your filing under the United States Bankruptcy Code.
If your debt level has affected your health, quality of life, and ability to cope with financial stress it’s time to consider the life change that filing bankruptcy can bring.
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